Seminars

	Tax Planning Learn how to reduce your federal income tax, state income tax and social security income tax.
	Money Management Learn about stocks, bonds, mutual funds, tax-free and insured securities, IRA's, Roth IRA's, guaranteed annuities, variable annuities, and how they provide greater income or growth opportunites and possibly less risk from your present assets.
	Estate Planning Learn how to avoid probate and its costs, how to avoid the tax trap of jointly help property, the advantages of living trusts, marital trusts and life insurance trusts.
	Local Seminars Monday, February 4, 2008 Tsumani - 208 Long Road - Chesterfield, MO 63005 Thursday, February 21, 2008 St. Peters Golf Course - 200 A Salt Lick Road - St. Peters, MO 63376 Monday, February 25, 2008 The Great Pacific Coffee Company - 220 South First Street - Pacific, MO 63069 Wednesday, March 12, 2008 The Great Pacific Coffee Company - 220 South First Street - Pacific, MO 63069 Thursday, March 13, 2008 Bella Sera - 11686 Gravois - Sunset Hills, MO 63126